Guest Blog by Anna Salieva, a Hillview Prep student
When it came to animating the hit Disney movie Tangled, the biggest challenge animators had on their hands was hair. Rapunzel, the main character of the movie, was supposed to have 70ft of hair that would weight a total of about 60lbs. There was no way Disney could have animated that much hair to look realistic and be able to do as much as it did in the movie. That's when Dr. Ward, a PhD from UNC Chapel Hill came in. Her speciality? Animating realistic hair.
Hair simulation is difficult. An average human head has about 100,000 strands of hair. The simulation could reduce that number to about 173 - since hair that's grouped together tends to act one certain way. There are a lot of formulas for a single strand of hair, what its physical parameters are, and how it will react to outside forces.
Tuition aid is available annually for eligible full-time employees to help cover education costs that have been approved by the company. In addition, AT&T has partnered with Udacity for tech training. You can get a Nanodegree in Front End and in Full Stack Web Development.
2. BANK OF AMERICA
Bank of America reimburses eligible employees up to $5,250 for job-related courses or to fulfill a job-related degree program. - See more at: http://careers.bankofamerica.com/us/working-here/benefits-advantages.aspx#tab-life-management-benefits
Baxter’s Educational Assistance Program invests in employee growth and professional development by reimbursing up to $5,250 per year for undergraduate courses at accredited institutions. A separate program, that requires management approval, provides tuition assistance for graduate coursework.
4. BEST BUY
You can receive up to a calendar-year maximum of $3,500 for undergraduate and $5,250 for graduate-level course work. See Best Buy’s tuition assistance program for more details.
The BP educational assistance program will reimburse eligible full-time employees for up to 90% of educational expenses as long as certain conditions are met.
6. COMCAST Employees of Comcast can be reimbursed up to $5,750 per year for undergraduate and graduate educational expenses. The company also has its Leaders and Achievers Scholarship Program, which awards students more than $1,000 per year.
7. Home Depot
The company offers Tuition Reimbursement to associates after 90 days of service. For salaried: up to $5,000 • Full-time Hourly: up to $3,000. 50% of the cost of tuition, books and reasonable class registration fees for approved course(s).
The JetBlue scholars program covers the cost of JetBlue-approved online courses. Employees who have worked for JetBlue for at least two years and have at least 15 college credits are eligible for the program.
The tuition reimbursement program at Publix covers individual courses, occupational/technical programs and some undergraduate programs. Any associate who has worked for at least six months and works an average of 10 hours per week is eligible to receive up to $3,200 per year with a maximum of $12,800 of tuition reimbursement, with approval from a manager. To receive tuition reimbursement for a graduate degree, you must get higher approval.
Up to 100% reimbursement of tuition costs for Company-approved college courses. Scholarship program for children of employees, which awards a $3,000 renewable scholarship to up to ten recipients each year.
The Starbucks College Achievement Plan, a collaboration with Arizona State University, offers full tuition coverage for all full- and part-time partners in their pursuit of a bachelor’s degree. And the Pathway to Admission program helps employees who don’t qualify for admission to ASU get up to speed tuition-free.
Target provides tuition reimbursement for employees who take job-related classes at accredited schools.
The “Earn and Learn Program” with UPS allows you to get a career started and get help with paying for college. UPS says if you join the team as a part-time package handler, you can earn $5,250 for college each year with a lifetime maximum of $25,000.
All employees of Verizon are eligible to receive up to $8,000 per year of tuition reimbursement.
15. WELLS FARGO
In addition to health plans, paid time off and special discounts on Wells Fargo products, employees can receive up to $5,000 per year of tuition reimbursement. The company also offers $1,000 to $3,000 educational scholarships to dependent children of employees.
A template for human beauty is found in phi and the pentagon
Dr. Stephen Marquardt has studied human beauty for years. He has performed cross-cultural surveys on beauty and found that all groups had the same perceptions of facial beauty. Plus, he analyzed the human face from ancient times to the modern day. What did he find?
He discovered that beauty is not only related to phi, but can be defined for both genders and for all races, cultures and eras with the beauty mask which he developed and patented. This mask uses the pentagon and decagon as its foundation, which
Why has student debt grown so much in the last few decades? There are more students going to colleges and there is little incentive to contain costs.
"There's a lack of incentive in higher education to be cost-efficient," says Richer Vedder, director of the Center for College Affordability and Productivity, a think tank on higher education finance.
Alumni want new stadiums, good football teams and pretty campuses. Faculty want good salaries and a low teaching load. The administration wants whole lot of administration support. Students want nice dorms and facilities. All of these things cost money.
Even the college rankings in U.S. News & World Report can help drive up costs. Colleges can move up in the rankings by paying professors more, having more alumni who contribute to the school, and attracting better students.
"How do you get good students?" asks Mr. Vedder. "You bribe them [with things like merit scholarships and fancy facilities]. There is a sort of academic arms race. To get to the top, you have to spend. You're not only raising money to keep people happy on campus, but also to improve reputation."
The student loan totals the Class of 2017 are still being tallied, but college and scholarship site Cappex put the Class of 2016's student loan debt at an average of $37,172 per student. That's up 6% from 2015, with debt carried by 70.1% of all graduates. That's also up from $12,759 two decades ago, when just 54% of all students graduated with debt.
Meanwhile, the Federal Reserve Bank of New York notes that total student loan debt reached $1.21 trillion by the end of 2016. That's up $78 billion from a year earlier and is the second largest pile of U.S. consumer debt behind mortgage debt (at $8.48 trillion, up $231 billion from a year ago).
More than one in ten student loans are past due. That's a worse delinquency rate than for credit card bills, of which 7% are past due.
In March, credit bureau Equifax put outstanding student loan balances at $1.334 trillion, up 8.8% from a year ago. More than 1.2 million student loans were taken out in the first three months of the year, accounting for $10.17 billion -- a 22% increase over the value of those loans at the same time last year.
How do you deal with your student debt? Do you have put your life on hold to pay it down, or go delinquent and screw up your credit scores?
Take out Less
Older Millennials (27- to 36-year-olds) told Bankrate that they regret taking on so much student loan debt. According to Equifax, deferred student loans represent 33.6% of total outstanding balances. Outstanding student loan accounts were at 157.1 million at the end of March, 2017.
Why take so much in loans when you can get scholarships and aid from colleges. For example, at Harvard:
Check out Hillview Prep's scholarship page for a list of great scholarships. And do let us know if you know of a scholarship that is not listed on the page.
No Job? You Pay Zero
Federal student loans, unlike other forms of consumer debt (mortgages, car loans, and credit cards), allow debtors to make payments based on their income, rather than the amount they borrowed. After 20 or 25 years of steady payment whatever remains is forgiven.
Income-driven repayment (IDR) plans are designed to make your student loan debt more manageable by reducing your monthly payment amount. If you need to make lower monthly payments or if your outstanding federal student loan debt represents a significant portion of your annual income, one of the following income-driven plans may be right for you:
There is not reason to default on your student loan. First, take out less money. Try to get scholarships and merit-based aid. And for your debt, use the income-driven repayment plans. You don't have to put your life on hold for paying down your student loans.
Nancy Yi Liang is a unique designer. She brings code to life by converting code into physical objects like dresses. This is the future of custom made dresses. Her blog walks us through all the steps from the first sketch to the final product: the amazing, customized dress. Her project plays with perspective and digital manufacturing techniques like sewing simulation, 3D modeling, laser cutting.
Nancy starts with sketching the design on paper. Yes, paper is still important. Next, she moves into the digital domain to create an accurate 3D model of the wearer. Nancy uses Make Human, the free and open source software to create realistic 3D humans.
Next, she uses Marvelous Designer, which allows you to create beautiful 3D virtual clothing. From basic shirts to complicated dresses, Marvelous Designer can virtually replicate fabric textures and physical properties to the last button, fold, and accessory. This allows Nancy to design the cutting patterns, and then shows her how to drape the